Posts Tagged“personal finance”

When Should you Call a Financial Advisor?

You may feel confident in managing your money along, but there are times when it is prudent to seek outside advice. A financial advisor is an unbiased third-party that can offer advice, direction, expertise and planning during the critical financial moments in your life. This process can be a great way to stay on track and ensure your plans for the future don’t become derailed. Some people may not wholly trust a financial planner, thinking they work for the companies whose products they sell and that can be the case for some specific products, but most financial planners work on…

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Taxes for Binary Options Traders in the USA

The American income tax system requires that all income over $600 in a given calendar year must be reported on income taxes. It doesn’t matter if this money is earned at a job, given as a gift, or generated through smart binary options trading – it all counts as income, and therefore the IRS requires that it be reported. Taxes on this money must be paid depending on the state tax laws of your home, as well as on the federal level. If you’re a dedicated trader, it’s probably a good idea to employ an accountant. Keeping up with the…

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Tips to Save Money on Back to School Supplies and Clothes

It’s back to school time and this is the time of year when parents try to stretch budgets and get all the supplies and new clothes their kids need fort he new school year. Here are five simple but powerful tips to help you save money on back to school supplies: 1. Check Supplies on Hand Already Start your new school year shopping by rounding up everything you already have on hand. What was left over from last year? Gather them all into one spot and organize them to see what you have- crayons, pen,s pencils, paper, notepads, calculators and…

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